NMLS ID 268925
Personal Loans Information
Lender information: Personal loans in the state of Utah are originated by Afinclic Financial Technologies, Inc., under the brand name Afinloans which is owned by Afinclic Financial Technologies, Inc. Loans are currently available only in Utah, specifically in Salt Lake County, Utah County, Weber County and Davis County. THIS IS A LOAN SOLICITATION ONLY. Afinclic Financial Technologies, Inc. IS THE LENDER.
Product Terms
Lending products are subject to eligibility requirements and approval. Terms may vary by applicant and are subject to change. No prior credit history is required to qualify. Typical personal loan amounts range from $500 to $5,000, with fixed annual percentage rates of up to 35.99%. Loan terms are between 2 to 12 months, and repayment frequencies may be weekly, bi-weekly, or monthly. Origination fees range from 1% to 5% of the loan amount, deducted at funding. Late payments are subject to a default annual percentage rate of 35.99% per year.
Pricing Information
Loan availability is limited to the state of Utah. The loan terms offered are specific to Afinclic Financial Technologies, Inc. and may not be comparable to other lenders or products. For example, for an unsecured personal loan with a principal amount of $3,000, a term of 6 months, an origination fee of 3% ($90), and an annual fixed interest rate of 25%, the borrower will receive $2,910 and make 6 monthly payments of $533.50
The granting of loans is limited to the capital (funding) available to Afinloans.
