Aviso de privacidad

  • Inicio
  • /
  • Aviso de privacidad

CONSUMER PRIVACY POLICY NOTICE


WHAT DOES AFINLOANS DO WITH YOUR PERSONAL INFORMATION?

Why?
Financial companies choose how they share your financial information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do with your information.

What information do we collect and share?
The types of personal information we collect, and share depend on the product or service you have with us. This information may include:

  • Social security number and income.
  • Account balances, account transactions, and payment history.
  • Credit history and credit scores. Even after you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share personal information to conduct their daily business. Below, we list the reasons financial companies can share personal information, whether Afinloans shares this information, and if you can limit the sharing.

Reasons we can share your personal information
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Afinloans shares this information. You cannot limit this sharing.

For our marketing purposes – to offer our products and services to you. Afinloans does not share this information.

For joint marketing with other financial companies. Afinloans does not share this information.

For our affiliates’ everyday business purposes – information about your creditworthiness. Afinloans does not share this information.

For nonaffiliates to market to you. Afinloans does not share this information.

What we do

How does Afinloans protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Afinloans collect my personal information?
We collect your personal information, for example, when you:

  • Apply for a loan.
  • Give us your income information.
  • Provide employment information.
  • Give us your contact information.

We also collect your personal information from others, such as credit bureaus or other companies.

Why can’t I limit all sharing?
Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness.
  • Affiliates from using your information to market to you.
  • Sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Afinloans has no affiliated companies

Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Afinloans does not share information with nonaffiliates so they can market to you.

Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Afinloans does not engage in joint marketing.

Other important information
We will notify you if any of the information in this notice changes.